Stupid Fund

Some folks (like my friend Misty) have an emergency savings fund, but not the White Family.  For the past 10 1/2 years (have we really been married THAT long?), Bryan and I have had what we call the "Stupid Fund".  This is a savings fund for when stupid things happen to you.  I've never really understood why we call it that it until today.  My bike (yes, my most beloved possession since we moved to the Netherlands) was stolen this morning, right under my nose.  At 6:30 when I came downstairs with Avery, it was sitting in front of our house.  15 minutes later, when I came down with Kaeli, it was gone!!  Yep, got stolen.  Probably by some punk kid who walked by and thought it would be fun to steal a moederfiets (mother bike) with two kids' seats on it.  I'm sure it will show up on Markplaats.nl (similar to Ebay) in the next day or two (I will keep a look out).  Many of you will gasp at the $$ lost by this "stupid" encounter.  In fact, I hesitate to tell you, but considering this post is all about the Stupid Fund, I must admit that this incident cost us around 850 euros (more than $1000).  Between the bike itself, which was covered by insurance but won't be able to make a claim because we don't have the two original keys to the bike lock, all of the accessories (namely, two child seats, a windshield & saddle bags), and the cost of the new lock and labor for the locksmith to replace the house lock because the key to the house was in the bike when it was stolen (don't ask...).  Yep, that's what the Stupid Fund is for.  Now, I've got to go shell out another good chunk of change to get a new (or hopefully, gently used) bike.  I cannot live without one here!!